Service Name: BUILDING & NEIGHBORHOOD SERVICES - CITY OF CONCORD (HOME REHABILITATION LOANS)

Organization Name: CONCORD CITY ADMINISTRATION

• Description: Programs that provide loans for income-eligible people who want to repair or modify their homes or mobile homes to make them energy-efficient, attractive, safe and free of health hazards; or which help eligible individuals find loans for this purpose. Most loan programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs. Included are conventional home rehabilitation loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time). The forgiven part of a forgivable loan amounts to a contingent grant. If the borrower sells the home prior to the specified time period, all or part of the loan is due. A common variation is to have portions of the loan forgiven gradually over a period of years.
• Website: http://www.cityofconcord.org
• Email: citycouncil@cityofconcord.org
• Phone(s):
• Hours: Monday-Friday, 8am - 5pm
• Eligibility: Concord resident; must be the owner/occupant of the home, must meet low-income guidelines; call for specific eligibility.
• Requirements: Identification, proof of ownership, confirmation of homeowners insurance, and income verification.
• Areas Served:
  • Concord (Clyde) Contra Costa United States
  • Concord (Chevron) Contra Costa United States
  • Concord Contra Costa United States
  • Concord (Chevron Usa Inc) Contra Costa United States
• Categories:
  • Home Rehabilitation Loans
• Contacts:
  • Sophia Huckabay, Housing Manager, sophia.huckabay@cityofconcord.org